🔐 Terms and Conditions

Effective Date: 12th July 2025

Welcome to Phubah. These Terms and Conditions govern your access to and use of our website, services, and any physical or digital properties owned or managed by Phubah.

By accessing our platforms or engaging with any of our services, you agree to be bound by these terms.

1. Use of Website and Services

You agree to use this website and Phubah services for lawful purposes only.

You may not engage in unauthorized access, modification, or misuse of any part of our platform or content.

Any use of our services that may damage, disable, or impair our systems is strictly prohibited.

2. Intellectual Property

All trademarks, logos, content, media, and designs on this site belong to Phubah and may not be used without prior written permission.

Any reproduction or redistribution of content without permission will be treated as a violation of our rights.

3. Shortlet Bookings (Where Applicable)

Guests must provide accurate information when making reservations.

Phubah reserves the right to cancel bookings due to false information, payment issues, or policy violations.

Cancellation and refund policies will be clearly stated per property and booking conditions.

4. Property Use

All Phubah properties must be used responsibly.

Damage, illegal activities, or breaches of community rules may result in eviction or legal action.

Guests or tenants are responsible for their behavior and those of any visitors during their stay.

5. Farming and Investment Disclaimers

Agricultural services or investment opportunities provided by Phubah are subject to market risks.

Phubah does not guarantee specific returns unless explicitly stated in a signed agreement.

Land access, farming cycles, and expected yields are managed professionally but depend on environmental and economic conditions.

6. User Data and Privacy

We collect user data to enhance experience and for communication.

All data is stored securely in line with our [Privacy Policy].

We do not share your information with third parties without your consent.

7. Modifications

Phubah reserves the right to update these Terms at any time.

Changes will be posted here and become effective immediately.

Continued use of our services after changes means acceptance of the new terms.

8. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria, and any disputes shall be subject to the exclusive jurisdiction of Nigerian courts.

9. Contact Us

For questions, complaints, or more information, please reach out via: